 /**
 /**
 * @api {GET} /api/useradhaars/:phoneNumbe  查询用户征信认证信息
 * @apiGroup useradhaars
 * @apiVersion 0.0.1
 * @apiDescription 查询用户征信认证信息
 * @apiSuccessExample {json} 返回样例:
 * {"code":0,"msg":"0x200","code":"data":""}
 * @apiSampleRequest /api/useradhaars/:phoneNumbe
 */ 

 /**
 /**
 * @api {POST} /api/useradhaars  添加用户征信认证信息
 * @apiGroup useradhaars
 * @apiVersion 0.0.1
 * @apiDescription 添加用户征信认证信息
 * @apiParam {String} panID  PANID   
 * @apiParam {bigint} panCardFront   正面
 * @apiParam {String} panCardBack  反面     
 * @apiParam {String} phoneNumber 电话 
 * @apiParam {int} userID  用户ID
 * @apiParam {int} valid_time  有效时间
 * @apiParam {varchar} valid_status 状态
 * @apiParam {String} valid  有效状态
 * @apiSuccessExample {json} 返回样例:
 * {"code":0,"msg":"0x200","code":"data":'the data is already'}
 * @apiSampleRequest /api/useradhaars
 */ 